Debt consolodation

Easy and Convenient

Are you held back by high-interest rate debt? Get debt-free sooner and immediately increase monthly cashflow by consolidating all your debts into one lower interest rate by using your home equity.

With the cost of living today being so high, especially within Canada, it's easy to see why people are relying on credit cards and lines of credit to get by. And there is nothing wrong with that. But those types of debts carry relatively high interest rate, especially if those debts are unsecured. So when you start making that "oh so affordable minimum payment that the creditor offers you to stave off having to pay off that entire daunting balance amount" you don't realize that the interest is compounding, and your balance is growing and growing, but you keep making that minimum payment - so what's the issue?

These types of debts are considered necessary however, there is a difference between good and bad debt, especially for long term purposes. These types of debts should be leveraged over short terms or to be used to build credit; and should not be utilized only to make a minimum payment. The minimum payment is designed to make the creditor as much money from you as possible and provide zero benefit to you.

Even if your debt balances are spread across an array of credit accounts, and your balances seem manageably low, the overall compounding interest is designed to slowly bleed your hard earned savings. Not only that, holding these debt balances could be negatively impacting your credit.

By booking your appointment with us today, you could end up saving thousands annually, and have the financial freedom you deserve.